Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Recognizing everyone’s situation is unique, which means there are two types of life insurance policies to choose from:

• Term life insurance is a temporary insurance that provides to protect your temporary needs such as Mortgage protection, Children education or income protection business insurance to fund buy-sell agreements for fixed amount of insurance for a specific period. It protects you and your loved ones when you have much more important financial commitments.
• Whole life insurance is basically permanent life insurance for your entire life. It provides you with a life-time coverage. This is the perfect insurance that will guarantee to protect your family, allow continuity of your business and let you leave a legacy.

We can help you learn more about purchasing a life insurance policy which suits your needs and the amount of coverage desired!